Unlike other lenders, we believe that you should be able to borrow only what you need, when you need it, and only pay for what you use. We don’t force you to borrow all your funds at once! Think of it this way: you’ll get 24-hour access to your line of credit and you can pull funds as-needed. Each time you draw on your line, you only make payments on the principal and interest of that draw. Now that’s transparent financing!