Financing To Move Your Business Forward!

Working Capital

Working Capital Loans can provide the funding your business needs with without the hassle of a traditional bank loan or the hidden fees and payment surprises of a merchant cash advance.

 Our approval process is streamlined with minimal documentation and funding can occur in days with no collateral needed! Our loan terms are fixed so your payments won’t fluctuate and the interest you pay is tax deductible, further lowering your cost of funds. 

If you’re looking to infuse your company with cash quickly and without the need for collateral, our unsecured working capital loans are just the thing you need!

Lines of Credit

Unlike other lenders, we believe that you should be able to borrow only what you need, when you need it, and only pay for what you use. We don’t force you to borrow all your funds at once! Think of it this way: you’ll get 24-hour access to your line of credit and you can pull funds as-needed.  Each time you draw on your line, you only make payments on the principal and interest of that draw. Now that’s transparent financing!

Bridge Loans

Bridge loans help you keep going!  Working with FJS can help you secure the bridge financing your business needs to take advantage of your next growth opportunity.  Don’t wait and risk losing out on your future profitability.  Act now and keep your business moving forward!

We not only help you find the best rates for your bridge loan by working with our network of FDIC-insured community banks, but we also pre-underwrite the loan for you. This means you can have your cash fast, without the lengthy due diligence periods.

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Asset Based Lending

Invoice Factoring

Factoring and Invoice Financing is a method used by businesses to convert sales on credit terms for immediate cash flow. We have a quick and simple approval process and expedites initial funding in 3 to 5 working days.

Asset Based Lending

Asset based lending helps you borrow money based on the value of your assets such as raw materials, inventory, accounts receivable, plant and machinery. We provide you with higher leverage borrowing ratios than traditional banks.

Purchase Order Financing

Purchase order financing is suitable for any wholesaler, reseller, importer or any company that buys and resells goods. We offer a variety of purchase order financing solutions to meet your trade financing needs.

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Real Estate Investment Financing

Rental Loans

  • Commercial loan underwritten on property cash flow
  • No personal income verification
  • Option to borrow as an LLC
  • Designed for buy-and-hold investors

Fix & Flip Line of Credit

  • Rates as low as 6.99%
  • Lines of credit up to $10MM with individual loan amounts from $50K to $2.5MM
  • Financing for up to 90% of acquisition costs and 95% of renovation expenses, up to 75% After Repair Value
  • Single property loans available for borrowers with no real estate investment experience

New Construction Builders

  • Construction loans offer funding up to 95% of construction costs with multiple draws available
  • Land advances available up to 75% of land value
  • Individual loan amounts $150K – $2.5MM
  • Loans available for single family and multi-family properties, including properties up to 20 units
  • Single property loans available for borrowers with no real estate investment experience

Hard Money

  • Loans are usually up to 65% Loan-to-value (LTV) based off the After-Repaired-Value (ARV);
  • 100% of acquisition/construction can be financed no problem;
  • Both residential and commercial properties are OK;
  • Low credit scores? No income? That's OK too;
  • We welcome foreclosure/bank REO properties;
  • Interest only and "no payment" options are available;
  • All loans must be for business or investment purposes (sorry, no primary residences at this time);
  • We can handle cash-out refinances of land or existing structures

Health Care Financing

We provide loans to doctors, dentists, chiropractors and veterinarians. We can offer your practice working capital, debt consolidation, equipment financing, expansion loans, improvement loans and practice acquisition loans.

Working Capital

Practice loans to medical professionals to use as they see fit to enhance the practice. Terms to 72 months with no upfront payments and the loan is not reported on the personal credit bureau. The proceeds of these loans can be used for almost any purpose.

  • Personal Needs
  • Debt Consolidation
  • Practice Expansion
  • Application Only to $75,000. Full Financials up to $250,000.

Medical Equipment Financing

Choose from a number of payment options and include up to 50% for soft costs. We can arrange for a lease and a loan at the same time.

Practice Acquisitions

This program is the perfect option for the Healthcare Professional looking for exponential growth. Whether it is buying into a practice, or just buying out a current partner. Prime Commercial has the capital to meet your growth needs. 100% Financing offered to all qualified medical professionals.

Debt Consolidation

We have the resources to refinance your debt in to one low monthly payment. We can approve you in 24 hours and in a week’s time, pay off your total debt. Don’t let revolving debt take over your practice. Prime Commercial is highly experienced in proving solutions to your capital needs.

Please contact us today and we will forward you an application or, if you prefer, one of our qualified professionals will contact you with all of the details.

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