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Working Capital

Working Capital Loans can provide the funding your business needs with without the hassle of a traditional bank loan or the hidden fees and payment surprises of a merchant cash advance.


Our approval process is streamlined with minimal documentation and funding can occur in days with no collateral needed! Our loan terms are fixed so your payments won’t fluctuate and the interest you pay is tax deductible, further lowering your cost of funds. 


If you’re looking to infuse your company with cash quickly and without the need for collateral, our unsecured working capital loans are just the thing you need!

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Lines of Credit

Unlike other lenders, we believe that you should be able to borrow only what you need, when you need it, and only pay for what you use. We don’t force you to borrow all your funds at once! Think of it this way: you’ll get 24-hour access to your line of credit and you can pull funds as-needed.  Each time you draw on your line, you only make payments on the principal and interest of that draw. Now that’s transparent financing!

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Bridge Loans

Bridge loans help you keep going!  Working with FJS can help you secure the bridge financing your business needs to take advantage of your next growth opportunity.  Don’t wait and risk losing out on your future profitability.  Act now and keep your business moving forward!


We not only help you find the best rates for your bridge loan by working with our network of FDIC-insured community banks, but we also pre-underwrite the loan for you. This means you can have your cash fast, without the lengthy due diligence periods.

Apply Now!

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